Smooth nominal

$1.62M

3.2× contributed

Real value (today's $)

$666.5k

inflation-adjusted

Random paths solvent

20 / 20

100% survive horizon

Volatility drag (σ²/2)

1.13%

geometric mean penalty

Smooth nominal Real value Contributed Random paths

Random paths use a seeded pseudo-random walk, not true Monte Carlo. Named scenarios apply fixed historical-shaped return sequences. Custom curves override their respective sliders when active. When both custom curves are active, the purple line shows the combined outcome.